Adviser asset

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Comparison

It has never been more difficult to compare products, charges and platforms or undertake pension switching analysis. Some of the key issues that have been addressed by the AdviserAsset tools are as follows.

Multiple share classes. There has been a share class explosion over the past year. Different products and platforms provide access to different share classes. Advisers may also want to include pension mirror funds when comparing off-platform products or conducting pension switching analysis. The AdviserAsset portfolio builder enables advisers to compare more than one class of the same fund in one comparison, including mirror funds.

Pension charges can change if other investments are being considered. In the old days, advisers would select a personal pension from a life company and choose from in-house funds. In platform world, where multiple wrappers can be subjected to stepped or tiered charging structures, the cost of a pension is no longer isolated from the existence of other investments. AdviserAsset enables the total solution cost to be considered. The pension switching analysis shows outcomes that include and exclude the impact of any other investments on the charges applicable to the pension.

Much more solution choice. For example, if an adviser is considering and investment scenario that includes unwrapped collectives, ISA and pension, the options could include all assets on platform using the platform pension wrapper, all assets on-platform but using a third party pension wrapper, or collectives and ISA assets on-platform with the pension assets in an off-platform product. AdviserAsset compares the costs for all permutations.

Platforms and products continually change. So keeping platform due diligence up to date can be a time consuming exercise. AdviserAsset’s platform due diligence tool is updated real time by the platforms themselves. Once an adviser has defined platform requirements, an up to date due diligence report can be run at any time in just five clicks.



 

 

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The tools

The tools have been described to us by advisers, product providers and platforms as a game-changer. No other tool set provides this range of functionality. No other tool set of this type is so easy to use.

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Consultation

We have consulted extensively with advisers, platforms and product providers throughout the whole development lifecycle of the tools; design, specification, build and particularly testing.

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